Personal finance management such as savings, investing etc.
Celebrations do not have to be expensive; you simply have to make them memorable. When I look back at my childhood, I still remember how we used to walk from door to door and receive gifts or “Saliboo” from our elders. These concepts are still in practice in many parts of The Gambia. However, similar […]
How to Save Money during Tobaski (Eid Al Adha) Celebration Read More »
I am broke! I am stranded! These are common phrases among most young people particularly during the third week after the payday. Some of these people will sometimes take bank overdraft or small credit from friends and family to survive. However, if you often become out-of-pocket before the next pay, have you ever wonder why
Why most Young People are Financially Broke ? Read More »
Many people have the desire to travel the world but the majority of us don’t have the income to support that dream. That’s why you have to be creative when it comes to your travel spending. The 11 travel tips listed below offer, to my opinion, effective ways of saving money while travelling. 1. Use
11 Budget Travel Tips That Actually Work Read More »
While it’s tempting for most people to believe that wealth is about being lucky, the reality is that it’s mostly about our smart and good money habits. No matter the income level, your finance conditions can improve if you follow the good money habits. According to a study published in the European Journal of Social Psychology, it took an
21 Good Money Habits That Can Save You More Money Read More »
When it comes to money, most individuals would love to manage their personal finances so that they achieve maximum satisfaction from their money. To achieve this goal, you must first identify your financial goals and set priorities. Personal financial planning is the process of managing your finance to achieve maximum satisfaction. A personal financial plan
How to Prepare Personal Financial Plan in 7 Steps Read More »
One of the most important activities in personal financial management is the periodic assessment of personal financial net worth. It is like the barometer of financial health. Have you ever assessed your personal financial net worth? If your answer is yes, that looks good. However, if your response is no, then you are making a major personal financial mistake. But don’t
How to Calculate Personal Financial Net Worth Read More »
New year generally inspires new habits and goals for most people. We want to better relationships, good health, improve financial situations, and many more goals. If you want better financial conditions in the coming year, then follow these 15 tips for improving your personal finances. How to improve your personal finance in the New Year
15 Ways to Improve Your Personal Finances Read More »
The Gambia is known as “The Smiling Coast.” The year-round sunshine, beautiful beaches, and exotic scenery, only a six-hour flight from the UK, make this West African nation a perfect destination for vacations. In addition, many retirees from other countries make it their new home for their golden years. However, for the youth growing up
Top Financial Challenges Faced By Gambian Youths Read More »
The time value of money commonly called time value is the concept that money available today (present time) is more valuable than the same amount in the future. It is a core principle of finance which state that if money can earn returns, then it is worth more the sooner it is received. We can also describe the time
How Time Value of Money affects Wealth Read More »
If you are a college student, or at least on the verge of going to college, you would know that it isn’t easy for you to study, earn, and manage expenses at the same time. While inexperience is one of the major reasons for the setback, it is just the right time and age to
10 Money Saving Tips for College Students Read More »
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