Article on personal investment management
In December 2024, while scrolling through Facebook, I came across a post by a young Gambian woman living in the diaspora—let’s call her “Mato” for privacy’s sake. Mato publicly declared her 2025 resolution: she would no longer lend money to friends or family. After extending sizeable loans throughout 2024, many of which went unpaid and […]
Why Lending Money to Friends and Family Is Often a Bad Idea Read More »
Lending money to friends and family is common worldwide, often motivated by goodwill and a desire to help loved ones in need. However, while the intention behind such loans is usually positive, the reality can be far more complicated. A recent poll to understand whether lending money to friends and family impacts relationships has revealed
Lending to Friends and Family: A Poll Reveals the Hidden Strain on Relationships Read More »
When written down on paper, investing in the stock market may seem very easy. However, that is not entirely true. There are many things you need to know when investing before you do. Furthermore, it is easy to lose your money when investing. That is why you must ensure you are being careful with your
First Time Investors Should Consider These 5 Points Read More »
Are you looking for a way to multiply your money or better manage your finances? The concepts of saving and investing are two key elements to achieving financial stability and building long-term wealth. They both entail accumulating money to grow it for the future. However, despite their similarities, they also have distinctions that set them
How to turn your Personal Savings into Smart Investments Read More »
On 25th November 2021, out of curiosity on where people are putting their investments in The Gambia, I posted a quick survey on LinkedIn to have a view on the investment opportunities for Retail Investors. By the way, this post is for educational purposes and not financial/investment advice. Opinions herein are mine and feedback taken
Where Investors put their monies in The Gambia Read More »
The year 2020 has been very negative in many aspects, mainly due to the Covid-19 pandemic, which has claimed thousands of lives globally and has caused an economic crisis unprecedented in recent history. On the other hand, for investment assets considered Safavids, precious metals stand out; 2020 has been very positive, with significant revaluations, as
5 Reasons to Invest in Gold During the COVID Pandemic Read More »
The Gambia is all set to hit the headlines in the world of real estate investment. Earlier a property destination whose potential was fully comprehended only by a select few, in the recent years the idea of investing in property through a real estate company in the Gambia has caught like wildfire among investors who
5 Reasons to Invest in Gambia Real Estate Sector Read More »
Investing in a real-estate business has always been one of the most lucrative businesses of all times. In fact, real-estate has a history of producing more wealth than any other industry. Despite how lucrative and appealing it sounds, many people are reluctant to enter the business because they have some preconceived notions about the world
7 Ways to Make Money in Real Estate with Little Capital Read More »
Following the posting of an article about the features and benefits of Treasury bills investment, I have received many questions from some readers who wishes to know how someone can buy Gambia treasury bills and Sukuk Al Salam. I therefore developed a question and answer article which discusses the key steps to buy Gambia Treasury bills.
How to Buy Gambia Treasury Bills and Sukuk Al Salam Read More »
Whether you liked Mathematics or not, you may have learned compound interest and simple interest calculations in secondary school. However, chances are your teacher never told you the practical importance of compound interest formula in life. This article explained the benefits with some examples of compound interest. It is important to know the power it
Power of Compound Interest on Savings Read More »
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