Personal finance management such as savings, investing etc.
In December 2024, while scrolling through Facebook, I came across a post by a young Gambian woman living in the diaspora—let’s call her “Mato” for privacy’s sake. Mato publicly declared her 2025 resolution: she would no longer lend money to friends or family. After extending sizeable loans throughout 2024, many of which went unpaid and […]
Why Lending Money to Friends and Family Is Often a Bad Idea Read More »
Lending money to friends and family is common worldwide, often motivated by goodwill and a desire to help loved ones in need. However, while the intention behind such loans is usually positive, the reality can be far more complicated. A recent poll to understand whether lending money to friends and family impacts relationships has revealed
Lending to Friends and Family: A Poll Reveals the Hidden Strain on Relationships Read More »
The Gambia’s 2025 national budget unveils transformative tax reforms to modernize the fiscal system, expand the tax base, and promote equity. These changes are effective from January 1, 2025. This article provides summary points on the key changes. Key Tax Reforms Withholding Taxes Expanded to cover contractors, suppliers, and consultants, with rates of 10% for
Tax Reforms in The Gambia’s 2025 National Budget Read More »
Visiting Canada is an exciting journey, but ensuring you’re protected during your stay is essential. Getting the right insurance coverage as a visitor is crucial for your peace of mind. Understanding your options can help you go for the best insurance plan for your needs. Travel Medical Insurance: Your Essential Companion For visitors to Canada,
Which Insurance Is Best for Visitors to Canada? Read More »
When written down on paper, investing in the stock market may seem very easy. However, that is not entirely true. There are many things you need to know when investing before you do. Furthermore, it is easy to lose your money when investing. That is why you must ensure you are being careful with your
First Time Investors Should Consider These 5 Points Read More »
A wealth manager is a type of financial advisor that primarily offers high-net-worth individuals wealth management services. They usually offer comprehensive investment management, tax guidance, estate planning, financial advice, and sometimes even legal assistance. This means the accounts needed to support their services must be robust in their features, which can be difficult to find.
Overview of Exante Wealth Managers Account Read More »
Are you looking for a way to multiply your money or better manage your finances? The concepts of saving and investing are two key elements to achieving financial stability and building long-term wealth. They both entail accumulating money to grow it for the future. However, despite their similarities, they also have distinctions that set them
How to turn your Personal Savings into Smart Investments Read More »
Energy saving or conservation simply means saving kilowatt hours usage of energy, which leads to lower utility bills and preserving the environment. In The Gambia, for example, energy is generated using mainly fossil fuel oil which is not only contributing to the degradation of the environment through CO2 emissions but pollution it creates to the
Five Ways to Save Energy Cost and Positively Impact the Environment Read More »
Binance, a leading Blockchain ecosystem and Cryptocurrency infrastructure provider, has announced its support for more African currencies, including the Liberian Dollar (LRD), Sierra Leonean Leone (SLL), Gambian Dalasi (GMD), Mauritanian Ouguiya (MRO), and Cape Verdean Escudo (CVE). The move is part of Binance’s ongoing efforts to expand its product offerings and bolster its presence on
Binance Adds Gambian Dalasi to Its P2P Platform. What does this mean? Read More »
When you’ve just started your career, you’ve probably thought that you can afford to delay your retirement planning for another day, as it still seems like a long way to go from your 20s, 30s, or even 40s. However, as the years go by, this reasoning can cost you precious time and resources that would’ve
3 Reasons You Should Start Retirement Planning Now Read More »
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